[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bejbex.cz\/take-nerozumite-investicim\/#Article","mainEntityOfPage":"https:\/\/www.bejbex.cz\/take-nerozumite-investicim\/","headline":"Tak\u00e9 nerozum\u00edte investic\u00edm?","name":"Tak\u00e9 nerozum\u00edte investic\u00edm?","description":"P\u0159izn\u00e1v\u00e1m se, \u017ee mi z pohledu na\u0161eho finan\u010dnictv\u00ed nejl\u00e9pe vyhovovala doba v prvn\u00edch letech po samotov\u00e9 revoluci. Sice jsem si tehdy mohl na\u0161et\u0159it jen m\u00e1lo, zejm\u00e9na z pohledu dne\u0161ka, ale pak jsem s takov\u00fdmi nabyt\u00fdmi pen\u011bzi zam\u00ed\u0159il do finan\u010dn\u00edho \u00fastavu, tam si […]","datePublished":"2022-08-19","dateModified":"2022-08-19","author":{"@type":"Person","@id":"https:\/\/www.bejbex.cz\/author\/#Person","name":"","url":"https:\/\/www.bejbex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bejbex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bejbex.cz\/wp-content\/uploads\/r%C5%AFzn%C3%A9%20mince_6.jpg","url":"https:\/\/www.bejbex.cz\/wp-content\/uploads\/r%C5%AFzn%C3%A9%20mince_6.jpg","height":0,"width":0},"url":"https:\/\/www.bejbex.cz\/take-nerozumite-investicim\/","wordCount":447,"articleBody":"       P\u0159izn\u00e1v\u00e1m se, \u017ee mi z pohledu na\u0161eho finan\u010dnictv\u00ed nejl\u00e9pe vyhovovala doba v prvn\u00edch letech po samotov\u00e9 revoluci. Sice jsem si tehdy mohl na\u0161et\u0159it jen m\u00e1lo, zejm\u00e9na z pohledu dne\u0161ka, ale pak jsem s takov\u00fdmi nabyt\u00fdmi pen\u011bzi zam\u00ed\u0159il do finan\u010dn\u00edho \u00fastavu, tam si je vlo\u017eil na vkladn\u00ed kn\u00ed\u017eku a pozd\u011bji na \u00fa\u010det nebo si za n\u011b koupil depozitn\u00ed certifik\u00e1ty a m\u011bl jsem zaru\u010den\u00fd jasn\u011b dan\u00fd \u00farok. A by\u0165 se \u0159\u00edk\u00e1, \u017ee i p\u0159i tehdej\u0161\u00edch velk\u00fdch \u00faroc\u00edch znehodnocovala takto ulo\u017een\u00e9 \u00faspory inflace, vypadalo to dob\u0159e. V\u017edy\u0165 ty \u00faroky b\u00fdvaly t\u0159eba i v\u00edce ne\u017e desetiprocentn\u00ed!A tak jsem si spo\u0159il. Ulo\u017eil jsem si pen\u00edze a v dohodnut\u00e9m term\u00ednu nebo kdykoliv je m\u011bl zase k dispozici i s \u00faroky. Kter\u00e9 byly sice \u010d\u00edm d\u00e1l ni\u017e\u0161\u00ed, ale byly. Ne\u017e p\u0159i\u0161la p\u0159edminul\u00e1 vl\u00e1da soci\u00e1ln\u00ed demokracie, kter\u00e1 natiskla a do bank nastrkala tolik pen\u011bz, \u017ee u\u017e o ty od n\u00e1s, drobn\u00fdch st\u0159adatel\u016f, nebyl z\u00e1jem.Dnes n\u00e1m tedy banky nab\u00edzej\u00ed \u00fa\u010dty, ale ne\u00faro\u010d\u00ed je. A abychom neprod\u011bl\u00e1vali, m\u00e1me pr\u00fd investovat. M\u00e1me pr\u00fd sv\u00e9 pen\u00edze sami do n\u011b\u010deho vkl\u00e1dat, a doufat, \u017ee se n\u00e1m tyto vr\u00e1t\u00ed i s n\u011bjak\u00fdm \u00farokem. Co\u017e se ale velice \u010dasto nest\u00e1v\u00e1, a v\u011bt\u0161ina norm\u00e1ln\u00edch lid\u00ed, kter\u00e1 investovala p\u0159\u00edmo, o sv\u00e9 pen\u00edze z\u010d\u00e1sti nebo i docela p\u0159i\u0161la. Proto\u017ee investice nejsou na rozd\u00edl od vklad\u016f na \u00fa\u010dtech poji\u0161t\u011bn\u00e9.A co maj\u00ed d\u011blat ti, kdo necht\u011bj\u00ed, aby se jejich pen\u00edze znehodnocovaly na \u00fa\u010dtech nebo podobn\u00fdch jist\u00fdch finan\u010dn\u00edch produktech, ale tak\u00e9 se ob\u00e1vaj\u00ed, aby nevlo\u017eili svou trochu pen\u011bz do n\u011b\u010deho, co se zhrout\u00ed a vklady zmiz\u00ed v nen\u00e1vratnu? Pro ty je tu dost mo\u017en\u00e1 t\u00edm nejlep\u0161\u00edm \u0159e\u0161en\u00edm investice do fondu. Proto\u017ee fondy by m\u011bly b\u00fdt \u0159\u00edzeny n\u011bk\u00fdm, kdo tomu rozum\u00ed l\u00edp ne\u017e my pros\u0165\u00e1\u010dci, a hlavn\u011b je tu riziko ztr\u00e1t rozd\u011bleno t\u00edm, \u017ee jsou pen\u00edze investov\u00e1ny do r\u016fzn\u00fdch investi\u010dn\u00edch mo\u017enost\u00ed. A tak se v\u017edycky aspo\u0148 n\u011bco vr\u00e1t\u00ed. Nebo by se m\u011blo vr\u00e1tit. A my si tak m\u016f\u017eeme vyb\u00edrat z fond\u016f, u kter\u00fdch sice tak\u00e9 nezbohatneme, ale m\u00e1me aspo\u0148 \u0161petku nad\u011bje.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tak\u00e9 nerozum\u00edte investic\u00edm?","item":"https:\/\/www.bejbex.cz\/take-nerozumite-investicim\/#breadcrumbitem"}]}]